:root {
    --application-navy: #303e53;
    --application-navy-deep: #223147;
    --application-blue: #49647f;
    --application-gold: #efb735;
    --application-gold-dark: #b97800;
    --application-text: #2b3748;
    --application-muted: #687486;
    --application-line: #dce4ec;
    --application-soft: #f5f7fa;
    --application-white: #ffffff;
    --application-shadow: 0 16px 40px rgba(35, 49, 70, 0.08);
    --application-radius: 18px;
}

.application-page,
.application-page * {
    box-sizing: border-box;
}

.application-page {
    overflow: hidden;
    color: var(--application-text);
    background: var(--application-soft);
    font-family: "Montserrat", Arial, sans-serif;
}

.application-page h2,
.application-page h3,
.application-page p {
    margin-top: 0;
}

.application-page a {
    text-decoration: none;
}

.application-container {
    width: min(1120px, calc(100% - 40px));
    margin: 0 auto;
}

.application-section {
    padding: 72px 0;
}

.application-section--white {
    background: var(--application-white);
}

.application-section--navy {
    color: var(--application-white);
    background:
        radial-gradient(circle at 12% 18%, rgba(73, 100, 127, 0.58), transparent 34%),
        linear-gradient(135deg, var(--application-navy-deep), var(--application-navy));
}

.application-intro {
    padding: 68px 0 74px;
    background:
        radial-gradient(circle at 92% 12%, rgba(239, 183, 53, 0.13), transparent 30%),
        linear-gradient(180deg, #ffffff, #f7f9fb);
}

.application-intro-grid,
.application-split {
    display: grid;
    grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
    gap: 54px;
    align-items: center;
}

.application-intro-content {
    min-width: 0;
}

.application-eyebrow {
    display: inline-flex;
    gap: 10px;
    margin-bottom: 15px;
    align-items: center;
    color: var(--application-gold-dark);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 1px;
    line-height: 1.3;
    text-transform: uppercase;
}

.application-eyebrow::before {
    width: 34px;
    height: 3px;
    content: "";
    flex: 0 0 auto;
    background: var(--application-gold);
    border-radius: 99px;
}

.application-section--navy .application-eyebrow {
    color: var(--application-gold);
}

.application-intro h2,
.application-heading h2,
.application-split h2 {
    color: var(--application-navy);
    font-weight: 800;
    letter-spacing: -0.45px;
}

.application-intro h2 {
    max-width: 700px;
    margin-bottom: 20px;
    font-size: clamp(29px, 3.1vw, 39px);
    line-height: 1.12;
}

.application-lead {
    max-width: 730px;
    margin-bottom: 18px;
    color: #526176;
    font-size: 16px;
    line-height: 1.78;
}

.application-copy {
    margin-bottom: 16px;
    color: var(--application-muted);
    font-size: 14px;
    line-height: 1.8;
}

.application-heading {
    max-width: 780px;
    margin: 0 auto 38px;
    text-align: center;
}

.application-heading h2 {
    margin-bottom: 14px;
    font-size: clamp(25px, 2.5vw, 33px);
    line-height: 1.18;
}

.application-heading p {
    margin-bottom: 0;
    color: var(--application-muted);
    font-size: 14px;
    line-height: 1.78;
}

.application-section--navy .application-heading h2,
.application-section--navy .application-heading p,
.application-section--navy .application-split h2,
.application-section--navy .application-copy {
    color: var(--application-white);
}

.application-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 26px;
}

.application-actions--bottom {
    margin-top: auto;
    padding-top: 26px;
}

.application-actions--end {
    justify-content: flex-end;
}

.application-actions--compact {
    margin-top: 0;
}

.application-button {
    display: inline-flex;
    min-height: 47px;
    padding: 12px 19px;
    align-items: center;
    justify-content: center;
    color: inherit;
    border: 1px solid transparent;
    border-radius: 9px;
    font-size: 13px;
    font-weight: 800;
    line-height: 1.25;
    text-align: center;
    transition: transform 180ms ease, background-color 180ms ease, border-color 180ms ease;
}

.application-button:hover {
    transform: translateY(-2px);
}

.application-button--navy {
    color: var(--application-white) !important;
    background: var(--application-navy);
    box-shadow: 0 12px 26px rgba(48, 62, 83, 0.18);
}

.application-button--navy:hover {
    color: var(--application-white) !important;
    background: var(--application-navy-deep);
}

.application-button--gold {
    color: var(--application-navy-deep) !important;
    background: linear-gradient(135deg, #f7ce62, var(--application-gold));
    box-shadow: 0 12px 26px rgba(239, 183, 53, 0.23);
}

.application-button--outline {
    color: var(--application-navy) !important;
    border-color: rgba(48, 62, 83, 0.32);
    background: transparent;
}

.application-button--outline:hover {
    color: var(--application-white) !important;
    border-color: var(--application-navy);
    background: var(--application-navy);
}

.application-button--light {
    color: var(--application-white) !important;
    border-color: rgba(255, 255, 255, 0.52);
    background: rgba(255, 255, 255, 0.04);
}

.application-button--light:hover {
    color: var(--application-navy-deep) !important;
    background: var(--application-white);
}

.application-highlight-card {
    padding: 31px;
    color: var(--application-white);
    background:
        radial-gradient(circle at 12% 12%, rgba(73, 100, 127, 0.58), transparent 40%),
        linear-gradient(135deg, var(--application-navy-deep), var(--application-navy));
    border-radius: 20px;
    box-shadow: var(--application-shadow);
}

.application-highlight-label,
.application-card-label {
    display: inline-block;
    margin-bottom: 11px;
    color: var(--application-gold-dark);
    font-size: 11px;
    font-weight: 850;
    letter-spacing: 0.7px;
    line-height: 1.35;
    text-transform: uppercase;
}

.application-highlight-card .application-highlight-label {
    color: var(--application-gold);
}

.application-highlight-card h3 {
    margin-bottom: 13px;
    color: var(--application-white);
    font-size: 23px;
    font-weight: 800;
    line-height: 1.28;
}

.application-highlight-card p {
    margin-bottom: 0;
    color: rgba(255, 255, 255, 0.84);
    font-size: 13px;
    line-height: 1.72;
}

.application-mini-list {
    display: grid;
    gap: 9px;
    margin: 20px 0 0;
    padding: 0;
    color: rgba(255, 255, 255, 0.92);
    list-style: none;
    font-size: 12px;
    line-height: 1.55;
}

.application-mini-list li {
    position: relative;
    padding-left: 21px;
}

.application-mini-list li::before {
    position: absolute;
    left: 0;
    top: 0;
    color: var(--application-gold);
    content: "✓";
    font-weight: 900;
}

.application-choice-grid,
.application-document-grid,
.application-price-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
}

.application-choice-card,
.application-document-card,
.application-price-card,
.application-form-card,
.application-pdf-card {
    border: 1px solid var(--application-line);
    background: var(--application-white);
    border-radius: var(--application-radius);
    box-shadow: 0 12px 30px rgba(35, 49, 70, 0.05);
}

.application-choice-card {
    display: flex;
    min-height: 440px;
    padding: 32px;
    flex-direction: column;
}

.application-choice-code {
    display: inline-flex;
    width: 58px;
    height: 58px;
    margin-bottom: 22px;
    align-items: center;
    justify-content: center;
    color: var(--application-white);
    background: var(--application-navy);
    border-radius: 15px;
    font-size: 14px;
    font-weight: 900;
}

.application-choice-card h3,
.application-document-card h3,
.application-price-card h3,
.application-form-card h3,
.application-financing-card h3,
.application-pdf-card h3 {
    margin-bottom: 13px;
    color: var(--application-navy);
    font-size: 21px;
    font-weight: 800;
    line-height: 1.32;
}

.application-choice-card > p,
.application-document-card > p,
.application-price-card > p,
.application-form-card p,
.application-financing-card p {
    margin-bottom: 18px;
    color: var(--application-muted);
    font-size: 13px;
    line-height: 1.75;
}

.application-tag-list {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin: 0 0 23px;
    padding: 0;
    list-style: none;
}

.application-tag-list li {
    padding: 7px 10px;
    color: var(--application-blue);
    background: #edf2f7;
    border-radius: 999px;
    font-size: 11px;
    font-weight: 750;
}

.application-check-list,
.application-document-list {
    display: grid;
    gap: 10px;
    margin: 0;
    padding: 0;
    list-style: none;
}

.application-check-list li,
.application-document-list li {
    position: relative;
    padding-left: 24px;
    color: #45556a;
    font-size: 13px;
    line-height: 1.62;
}

.application-check-list li::before,
.application-document-list li::before {
    position: absolute;
    left: 0;
    top: 0;
    color: var(--application-gold-dark);
    content: "✓";
    font-weight: 900;
}

.application-check-list--light li {
    color: rgba(255, 255, 255, 0.94);
}

.application-check-list--light li::before {
    color: var(--application-gold);
}

.application-step-grid {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 14px;
}

.application-step-card {
    min-height: 225px;
    padding: 23px 18px;
    border: 1px solid var(--application-line);
    background: var(--application-white);
    border-radius: 15px;
    text-align: center;
}

.application-step-number {
    display: inline-flex;
    width: 43px;
    height: 43px;
    margin-bottom: 18px;
    align-items: center;
    justify-content: center;
    color: var(--application-navy-deep);
    background: var(--application-gold);
    border-radius: 50%;
    font-size: 13px;
    font-weight: 900;
}

.application-step-card h3 {
    margin-bottom: 10px;
    color: var(--application-navy);
    font-size: 14px;
    font-weight: 800;
    line-height: 1.42;
}

.application-step-card p {
    margin-bottom: 0;
    color: var(--application-muted);
    font-size: 11px;
    line-height: 1.68;
}

.application-document-card,
.application-price-card {
    padding: 31px;
}

.application-note,
.application-legal-note {
    padding: 14px 16px;
    color: #6b5317 !important;
    border: 1px solid #ecd48f;
    background: #fff8e3;
    border-radius: 10px;
    font-size: 12px !important;
    line-height: 1.65 !important;
}

.application-note {
    margin: 24px 0 0 !important;
}

.application-legal-note {
    max-width: 850px;
    margin: 20px auto 0;
    text-align: center;
}

.application-split h2 {
    margin-bottom: 18px;
    font-size: clamp(27px, 2.7vw, 35px);
    line-height: 1.16;
}

.application-financing-card {
    padding: 31px;
    color: var(--application-text);
    background: var(--application-white);
    border-radius: 18px;
}

.application-form-card {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 34px;
    padding: 34px;
    align-items: center;
}

.application-form-actions {
    display: flex;
    min-width: 270px;
    flex-direction: column;
    gap: 11px;
    align-items: stretch;
}

.application-form-actions .application-button {
    width: 100%;
}

.application-pdf-pending {
    display: block;
    padding: 10px 13px;
    color: var(--application-muted);
    background: var(--application-soft);
    border-radius: 8px;
    font-size: 11px;
    line-height: 1.5;
    text-align: center;
}

.application-text-link {
    display: inline-flex;
    gap: 7px;
    align-items: center;
    color: var(--application-navy) !important;
    font-size: 13px;
    font-weight: 800;
}

.application-text-link::after {
    content: "→";
}

.application-price-card--accent {
    border-color: rgba(239, 183, 53, 0.65);
    background: #fffaf0;
}

.application-financing-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
}

.application-financing-option {
    min-height: 230px;
    padding: 26px;
    border: 1px solid var(--application-line);
    background: var(--application-white);
    border-radius: 16px;
}

.application-financing-option > span {
    display: inline-block;
    margin-bottom: 17px;
    padding: 7px 10px;
    color: #805d08;
    background: #fff3cf;
    border-radius: 999px;
    font-size: 10px;
    font-weight: 850;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

.application-financing-option h3 {
    margin-bottom: 11px;
    color: var(--application-navy);
    font-size: 17px;
    font-weight: 800;
    line-height: 1.4;
}

.application-financing-option p {
    margin-bottom: 0;
    color: var(--application-muted);
    font-size: 12px;
    line-height: 1.7;
}

.application-document-checklist {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 34px;
    max-width: 930px;
    margin: 0 auto;
}

.application-accordion {
    display: grid;
    gap: 12px;
    max-width: 900px;
    margin: 0 auto;
}

.application-faq-item {
    overflow: hidden;
    border: 1px solid var(--application-line);
    background: var(--application-white);
    border-radius: 12px;
}

.application-faq-item summary {
    padding: 19px 52px 19px 21px;
    position: relative;
    color: var(--application-navy);
    cursor: pointer;
    font-size: 14px;
    font-weight: 800;
    line-height: 1.45;
    list-style: none;
}

.application-faq-item summary::-webkit-details-marker {
    display: none;
}

.application-faq-item summary::after {
    position: absolute;
    right: 21px;
    top: 50%;
    content: "+";
    color: var(--application-gold-dark);
    font-size: 23px;
    font-weight: 700;
    transform: translateY(-50%);
}

.application-faq-item[open] summary::after {
    content: "−";
}

.application-faq-answer {
    padding: 0 21px 20px;
    border-top: 1px solid var(--application-line);
}

.application-faq-answer p {
    margin: 17px 0 0;
    color: var(--application-muted);
    font-size: 13px;
    line-height: 1.78;
}

.application-pdf-card {
    overflow: hidden;
}

.application-pdf-toolbar {
    display: flex;
    gap: 24px;
    padding: 25px;
    align-items: center;
    justify-content: space-between;
}

.application-pdf-toolbar h3 {
    margin-bottom: 0;
}

.application-pdf-viewer {
    min-height: 480px;
    border-top: 1px solid var(--application-line);
    background: #e9edf2;
}

.application-pdf-viewer object {
    display: block;
    width: 100%;
    min-height: 720px;
    border: 0;
}

.application-final-cta {
    padding: 54px 0;
    background:
        linear-gradient(135deg, rgba(255, 255, 255, 0.17), transparent 42%),
        var(--application-gold);
}

.application-final-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 34px;
    align-items: center;
}

.application-final-grid h2 {
    margin-bottom: 9px;
    color: var(--application-navy-deep);
    font-size: clamp(25px, 2.6vw, 33px);
    font-weight: 800;
    line-height: 1.18;
}

.application-final-grid p {
    max-width: 690px;
    margin-bottom: 0;
    color: #524c38;
    font-size: 14px;
    line-height: 1.7;
}

@media (max-width: 1020px) {
    .application-step-grid {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    .application-financing-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 850px) {
    .application-section {
        padding: 62px 0;
    }

    .application-intro-grid,
    .application-split,
    .application-form-card,
    .application-final-grid {
        grid-template-columns: 1fr;
    }

    .application-intro-grid,
    .application-split {
        gap: 38px;
    }

    .application-form-actions {
        min-width: 0;
    }

    .application-actions--end {
        justify-content: flex-start;
    }

    .application-pdf-toolbar {
        align-items: flex-start;
        flex-direction: column;
    }
}

@media (max-width: 620px) {
    .application-container {
        width: min(100% - 26px, 1120px);
    }

    .application-section {
        padding: 52px 0;
    }

    .application-intro {
        padding: 50px 0 58px;
    }

    .application-intro h2 {
        font-size: 28px;
        line-height: 1.16;
    }

    .application-heading h2,
    .application-split h2,
    .application-final-grid h2 {
        font-size: 24px;
        line-height: 1.2;
    }

    .application-lead {
        font-size: 15px;
    }

    .application-choice-grid,
    .application-document-grid,
    .application-price-grid,
    .application-step-grid,
    .application-financing-grid,
    .application-document-checklist {
        grid-template-columns: 1fr;
    }

    .application-choice-card,
    .application-document-card,
    .application-price-card,
    .application-highlight-card,
    .application-financing-card,
    .application-form-card {
        padding: 24px 20px;
    }

    .application-choice-card {
        min-height: 0;
    }

    .application-actions,
    .application-actions--compact {
        display: grid;
        grid-template-columns: 1fr;
        width: 100%;
    }

    .application-button {
        width: 100%;
    }

    .application-pdf-viewer object {
        min-height: 68vh;
        height: 68vh;
    }

    .application-final-cta {
        padding: 47px 0;
    }
}